A group of women got to talking about life insurance coverage. Who has it, who doesn't. I mentioned that my husband, at my urging, finally bucked up and purchased a policy for himself, but that I do not personally have one. The latter fact is based on The Partner's assertion that I have no monetary value, which is a supportable (and sad) assertion once one does the math. I am currently raising my kids and working on a novel; neither gig promises a big payoff anytime soon.
Some of these women were confounded by this logic, and probably more than a little offended by the idea that stay-at-home moms are construed by some as having no value. The added cost of child care alone, they said, was enough justification for purchasing a policy in my name.
I brought the issue to The Partner before I responded to the group. Not wanting to put words in his mouth, and not wanting to spew out that kind of shit in my own name, I looked for a quote. He chose his words carefully. He knew this would end up on the Internet.
"You used the words 'no value' and that's not true," he said. "It's just that your value is not high enough that it justifies the additional insurance premiums."
Oh, right. I nodded. Please go on.
"I make enough money that, if you were not around, there would be extra costs but it would be within my means."
I nodded again. He saw my skepticism and he leaned back in a shrug that said sorry, but I can't fight facts.
"Having a lot of insurance just means that people have a vested interest in your death." He smiled apologetically. "You should be happy that you're not insured. You're worth more to me alive than dead."
I laughed. A lot. Long and hard.
He kills me.